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Author Topic: Health Care Reform Bill question?  (Read 3559 times)

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Offline my3sons

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Health Care Reform Bill question?
« on: March 24, 2010, 01:25:45 AM »

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Offline David Day

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Re: Health Care Reform Bill question?
« Reply #1 on: March 24, 2010, 01:30:23 AM »
We don't have all of the details yet, however I don't believe so.  I don't believe occupation is a factor.

That said, I would recommend contacting Sen. McCaskill since she is a supporter of the legislation, I would assume she knows the details.

Dave
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Offline my3sons

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Re: Health Care Reform Bill question?
« Reply #2 on: March 24, 2010, 01:35:09 AM »
Thank you for the quick reply!

Offline igahmah at work

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Re: Health Care Reform Bill question?
« Reply #3 on: March 24, 2010, 03:40:11 AM »
When I heard this, about insurance for your children until age 26, I thought to myself, oh great another crutch for kids not to get out of the house and GROW UP!!   Students are a different story.  But at 26, you should be done with school, that's 8 years after high school graduation. I suppose there are exceptions, like if your child has a disability, but if you have a relatively healthy 26 year old and they still have to be covered by your insurance policy, that seems pretty lame.  I know someone is going to say, these are hard times and they can't find a job to get coverage for themselves.  Didn't they just pass a law so everyone can get medical treatment, why do they have to be still covered under their parents policy if the new health system is so great.
When I was young, I wanted to be older.  This is not what I expected!

Offline littlebit

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Re: Health Care Reform Bill question?
« Reply #4 on: March 24, 2010, 08:04:19 AM »
When I heard this, about insurance for your children until age 26, I thought to myself, oh great another crutch for kids not to get out of the house and GROW UP!!   Students are a different story.  But at 26, you should be done with school, that's 8 years after high school graduation. I suppose there are exceptions, like if your child has a disability, but if you have a relatively healthy 26 year old and they still have to be covered by your insurance policy, that seems pretty lame.  I know someone is going to say, these are hard times and they can't find a job to get coverage for themselves.  Didn't they just pass a law so everyone can get medical treatment, why do they have to be still covered under their parents policy if the new health system is so great.

Doesn't it take 8 years to get a doctorate?
 
 
 
 
 
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Re: Health Care Reform Bill question?
« Reply #5 on: March 24, 2010, 08:47:34 AM »

Doesn't it take 8 years to get a doctorate?
Some of us it takes 11 yrs........ Oh my ::)
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Offline freethinker

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Re: Health Care Reform Bill question?
« Reply #6 on: March 24, 2010, 09:19:20 AM »
i graduated 10 years ago.. some of the people I graduated with just finished college fairly recently..  some are still at it..

what about part time students who can't afford to not work, but mostly likely dont recieve insurance from their employer?

it may seem "lame" to you, but the situation others find themselves in is probably not similar to yours.. maybe to them it is just how their cards played out. there are a multitude of reasons why a relatively healthy 18-26 yr old wouldn't have insurance or even be in college.  if you gave those reasons more thought rather than project your personal perspective on to the actions and situations of others you might see that...

incomplete logic only gives the illusion of being correct...

Offline David Day

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Re: Health Care Reform Bill question?
« Reply #7 on: March 24, 2010, 10:22:27 AM »
I have voiced my concerns over this legislaiton numerous times on here and other places, along with things that I think would help fix some of our problems.  In my opinion, the good does not outweigh the bad.  That said, I didn't have a vote on it, I contacted my federal elected officials, and my point of view lost.  Now my job as an elected official at the state level is to figure out how we as a state pay for what is being pushed on us, and we will...but I have no doubt that some, maybe many, won't like how it is done.  Those decisions will probably be made next legislative session.  Financial decisions are never easy, especially at the state level since we must balance our budget.

All of that being said, there are parts of the bill that are good.  I was yelling for changes in insurance long before most of you knew me, back during my days as a member of a Board of Directors on an insurance company here in Missouri.  This change, allowing kids to stay on a parents policy is not a bad thing just as other portions are not bad.  In this situation, if you don't want them on the policy, just remove them.

As far as folks that have questions about the bill, I would recommend contacting a federal elected official that supported it, I would assume they know the bill better than anyone else.  You can find our federal elected officials contact information on my site at www.StateRepDay.com, then click on "District Directory", then "Federal Elected Officials".

Back to budget week for me, have a good one all.

Dave

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Offline cowboy

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Re: Health Care Reform Bill question?
« Reply #8 on: March 24, 2010, 11:22:49 AM »
Dave

Question;  Is state spending included in the federal deficit?
                Will healthcare bill add about $500,000,000 to state spending per year?

Offline David Day

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Re: Health Care Reform Bill question?
« Reply #9 on: March 24, 2010, 11:42:49 AM »
State spending is not included in the federal deficit numbers, those are all dollars they have spent.  At the state level we must balance our budget even when that means the Governor must withhold funds from departments as he has recently done.
 
The last numbers we had, the healthcare bill will add somewhere between 1/2 and 3/4 billion dollars to the state budget.  That is for Missouri, each state is different depending on the number of Medicaid users they have.  This will be the largest expansion of Medicaid that I believe Missouri has ever seen.

Because we must balance our budget, the only way to pay this and balance the budget is to cut programs by that amount and move those dollars to Medicaid or raise taxes.  Without the economy growing those are the only two options.

We know with the economy as it is, along with the cuts this year there will be more next year, that is not counting this new expense to the state.  Again, we don't have the final numbers...those will take a while to get, but they will cost Missouri taxpayers at the state level.

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Offline cowboy

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Re: Health Care Reform Bill question?
« Reply #10 on: March 24, 2010, 11:59:52 AM »
So if Mo is typical and we use the low estimate of 1/2 Billion then the total for all states would be $25 billion or $250 bill over 10 years.  Therefore, if  state spending were included, the overall cost of the bill would be over a Trillion and the deficit reduction in the first 10 years would evaporate.

Offline David Day

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Re: Health Care Reform Bill question?
« Reply #11 on: March 24, 2010, 12:08:50 PM »
Some states are less than 1/2 billion, some are much more like New York.  I can only speak to Missouri's numbers but what you are saying is what several Governor's are saying, some of both parties.

Request:  As this discussion goes forward, and knowing how passionate both sides are about the issue, I respectfully ask that folks (not directed at anyone) keep the more "lively" debate on this issue to other threads.  There are many kids that read my threads and I try to keep them respectful.  Thanks to everyone for their help on that.

Back to budget week all.

Dave
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Offline my3sons

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Re: Health Care Reform Bill question?
« Reply #12 on: March 24, 2010, 01:07:06 PM »
For the record, my son is a full time student, but was wanting to know the exact details in this area of the bill. :)

Offline David Day

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Re: Health Care Reform Bill question?
« Reply #13 on: March 24, 2010, 01:22:47 PM »
For kids in school, it will be helpful if the parents want to use it.  Like I said, to make certain though check with a federal elected person...but I am sure I am right on this one.

Take care,
Dave
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Offline igahmah at work

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Re: Health Care Reform Bill question?
« Reply #14 on: March 24, 2010, 05:16:58 PM »
i graduated 10 years ago.. some of the people I graduated with just finished college fairly recently..  some are still at it..

what about part time students who can't afford to not work, but mostly likely dont recieve insurance from their employer?  may seem "lame" to you, but the situation others find themselves in is probably not similar to yours.. maybe to them it is just how their cards played out. there are a multitude of reasons why a relatively healthy 18-26 yr old wouldn't have insurance or even be in college.  if you gave those reasons more thought rather than project your personal perspective on to the actions and situations of others you might see that...

incomplete logic only gives the illusion of being correct...

But you didn't answer my question about the new health care bill.  Why would anyone have to be covered under their parents insurance when they can get free health care from the "wonderful" newly passed health care bill.
When I was young, I wanted to be older.  This is not what I expected!

Offline David Day

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Re: Health Care Reform Bill question?
« Reply #15 on: March 24, 2010, 06:34:19 PM »
But you didn't answer my question about the new health care bill.  Why would anyone have to be covered under their parents insurance when they can get free health care from the "wonderful" newly passed health care bill.

I didn't answer your question because I don't know the answer, this is a federal bill, not a state one.  The expert as I have mentioned would be Senator McCaskill...she voted for it so she probably knows more than most about it.  I don't work on federal bills.

Take care all,
Dave
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Offline igahmah at work

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Re: Health Care Reform Bill question?
« Reply #16 on: March 25, 2010, 01:54:09 AM »
Dave, sorry I was talking to Freethinker.  He is the one who was referencing my previous post.  Sorry, should have been more clear.
When I was young, I wanted to be older.  This is not what I expected!

Offline David Day

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Re: Health Care Reform Bill question?
« Reply #17 on: March 25, 2010, 11:52:15 AM »
No problem, I probably should have read it closer.

Take care all,
Dave
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Offline prE4chEr

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Re: Health Care Reform Bill question?
« Reply #18 on: March 26, 2010, 07:23:15 PM »
When I heard this, about insurance for your children until age 26, I thought to myself, oh great another crutch for kids not to get out of the house and GROW UP!!   Students are a different story.  But at 26, you should be done with school, that's 8 years after high school graduation. I suppose there are exceptions, like if your child has a disability, but if you have a relatively healthy 26 year old and they still have to be covered by your insurance policy, that seems pretty lame.  I know someone is going to say, these are hard times and they can't find a job to get coverage for themselves.  Didn't they just pass a law so everyone can get medical treatment, why do they have to be still covered under their parents policy if the new health system is so great.



This bill isn't providing health care for everyone, it is attempting to make everyone get health insurance. The government will give vouchers to small business and poor people to help pay for insurance. The reason they are raising the age to 26 to stay on the parents plan is to save money on the vouchers. If the 25 year old is on his parents plan, he doesn't need government assistance. This saves the government money, and saving money is good for the economy.


As for it being a crutch for children not to get out of the house, it is the opposite of that. It is a crutch to help children get out of the house. The 25 year old doesn't have to live in his parent's house to remain under the health care plan. They could move to the city and try to work their way into a good job. Health care might not be in their budget for a few years after college.


Changing the age to 26 to remain on parents health care plan is a good thing all around. Be happy.
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Offline fish

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Re: Health Care Reform Bill question?
« Reply #19 on: March 27, 2010, 02:28:37 AM »
also check with someone that knows taxes(not h&r) if you contribute to your kids education and they are under21(I think), you may be able to claim some expenses. My daughter is older than 21 so I couldn't claim books, or a place for her  to live. we all need to find legal ways to keep more of our money,now more than ever!!

Offline igahmah at work

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Re: Health Care Reform Bill question?
« Reply #20 on: March 27, 2010, 02:31:04 PM »
I guess I'm of the very old school and I just think when a child is out of high school if they aren't going to college they should start taking care of themselves.  When I graduated from high school and started working, I stayed at home until I got married but I had to pay my mom and dad to stay there.  It was not a free ride.  That is what is wrong with young people today, most, notice I did not say all, but, most of them expect someone to take care of them from birth till death.  As I said, I'm of the old school way of thinking and I'm sure most of you will disagree with me but that's OK.
When I was young, I wanted to be older.  This is not what I expected!

Offline Vado Del Rio

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Re: Health Care Reform Bill question?
« Reply #21 on: March 27, 2010, 05:13:23 PM »
I plan on keeping my girls in college all the way through graduate school if that's their goal.  My 12 year old wants to be a pharmacist.  She's always been a straight "A" student: "we'll see there".  My 17 year old wants to be a physical therapist.  She hovers in the "B" range, but carries a full load of challenging courses along with ROTC.  She's mentioned a Air Force career which is great but I definitely want her to have that degree "or any degree" before jumping into the real world.  I don't have a degree and feel it's my responsibility to ensure my children do.  Our world has become so much more global and competitive in recent decades.  That wasn't my experience in the early years.  Even our military has become more technologically advanced since my retirement.  Grunts are now using high speed gadgets, vehicles, and weapon systems, most of which I've never seen or would have imagined being invented.

Offline igahmah at work

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Re: Health Care Reform Bill question?
« Reply #22 on: March 27, 2010, 06:33:58 PM »
I think that is wonderful, your girls have a goal and you are helping them achieve it.  I think I said, if they don't go to college.  Congratulations on raising girls that do not feel like the world owes them anything, they are fighting for what they want.
When I was young, I wanted to be older.  This is not what I expected!

Offline Just_a_Biker

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Re: Health Care Reform Bill question?
« Reply #23 on: March 30, 2010, 07:39:21 PM »
I guess I'm of the very old school and I just think when a child is out of high school if they aren't going to college they should start taking care of themselves.  When I graduated from high school and started working, I stayed at home until I got married but I had to pay my mom and dad to stay there.  It was not a free ride.  That is what is wrong with young people today, most, notice I did not say all, but, most of them expect someone to take care of them from birth till death.  As I said, I'm of the old school way of thinking and I'm sure most of you will disagree with me but that's OK.

I agree 100%, and I've told my kids that for as long as I can remember.  They know when they graduate HS they're not living in my basement & eating my food anymore.  It may seem harsh to some, but I was raised a little different than most.  I had a full time job at 14 working more hours per week than most adults do now.  I grew up quick and learned the value of a dollar while many of my peers were still getting gas money from their parents.  I'm not saying that my family hasn't helped me over the years, because they have.  However, it's never expected and it's never a hand-out.
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Offline Geezer Glide Taz

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Re: Health Care Reform Bill question?
« Reply #24 on: March 30, 2010, 08:23:47 PM »
I kept a sign in my house that said Hotel Taz... Checkout Time 18
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